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CASP MiCA Class 3 · Seed Round €800K

Sell Grain Across Europe.
Get Paid in Minutes.

ANNONNA connects grain buyers and sellers across Poland, Germany and the Netherlands. The buyer's payment is locked in regulated escrow before grain leaves the silo — and sellers are paid in under 5 minutes.

Investor? See the Seed round →
Live Settlement
Wheat A · 500t · €177,500 In Progress
Settling...
⚡ Avg: 4 min 37 sec
Traditional: 3–5 business days
<5 min
Settlement — buyer's payment secured before grain leaves silo
0.3%
Total fee — 0.15% buyer + 0.15% seller, no hidden charges
3 Markets
Poland · Germany · Netherlands — verified elevator network
Built for MiCA
CASP Class 3 application (MiCA EU 2023/1114) · filed with FSA Estonia
0% Counterparty Risk — escrow secured
<5min Settlement Time
0.3% All-in Fee · No Broker Margin
CASP MiCA Application · FSA Estonia

Why traders switch to ANNONNA

Four reasons buyers and sellers leave phone-and-spreadsheet trading behind.

No counterparty risk

The buyer's payment is locked in regulated escrow before grain ever ships.

Paid in minutes

T+0 settlement instead of 3–5 banking days waiting for the wire.

0.3% all-in

No broker margin of 0.5–1.5%, no hidden charges on either side.

Live price discovery

A transparent marketplace replaces opaque phone-negotiated deals.

The Infrastructure EU Grain Needs

Three layers working together to replace phone calls, spreadsheets, and 5-day bank transfers.

Warehouse Receipts

Digital title for physical grain. Each lot is represented by an ERC-721 token on Polygon PoS — instant, auditable, tamper-proof ownership transfer.

Instant Settlement

Smart escrow locks EURC at trade, releases to seller the moment delivery is confirmed. Average settlement time: 4 minutes 37 seconds.

Fully Regulated

CASP Class 3 authorization under MiCA EU 2023/1114. EU passporting — one license covers 27 countries. Oversight by FSA Estonia (Finantsinspektsioon).

From Handshake to Settlement in Minutes

Traditional grain trade takes 3–5 business days. ANNONNA does it in under 5 minutes.

1
List Lot
Seller uploads receipt + quality cert
2
Lock Escrow
Buyer locks EURC in smart contract
3
Transfer Receipt
Digital ownership transferred instantly
4
Deliver
Physical delivery at elevator
✓
Settled
EURC released to seller — avg 4 min 37 sec
Built for professional EU grain trade

Ready to trade smarter?

Join the waitlist and be among the first professional grain traders on ANNONNA's platform. Launching Poland — January 2027.

Join Trader Waitlist → Apply as Elevator

Min. trade: 100t (road) · 500t (rail) · EU-registered companies only

How ANNONNA Works

From grain in silos to settled trade in minutes — for both buyers and sellers.

Buying grain on ANNONNA

1
Browse grain lots

Filter by crop type, grade, location (PL/DE/NL), quantity (min 100t road / 500t rail), and price. All lots from verified elevator partners with quality certificates.

2
Lock EURC escrow

Your EUR stablecoins (EURC, Circle's MiCA-compliant EMT) are held in an audited smart contract — not with ANNONNA, not with the seller. Funds are safe until delivery is confirmed.

3
Receive warehouse receipt

Digital ownership (ERC-721 NFT on Polygon PoS) is transferred to your wallet instantly. This is your proof of title to the physical grain lot.

4
Arrange delivery

Coordinate with the elevator directly for logistics. ANNONNA provides the digital handshake — you handle the trucks or rail freight as usual.

✓
Settlement complete

Once delivery is confirmed, EURC is automatically released to the seller. Average time: 4 min 37 sec from trade match to full settlement.

Selling grain on ANNONNA

1
Create a lot

Upload your warehouse receipt and quality certificate. Set quantity, price, crop type, grade, and delivery terms. Takes under 5 minutes.

2
List on the marketplace

Your lot becomes visible to all KYC-verified B2B buyers across Poland, Germany, and the Netherlands. No cold calls required.

3
Buyer locks escrow

When a buyer commits, their EURC is locked in smart contract immediately. You know the funds are there before preparing delivery — no more counterparty risk.

4
Arrange delivery

Coordinate logistics directly with the buyer. ANNONNA provides the secure digital framework — your existing logistics relationships stay intact.

€
Receive EURC instantly

On delivery confirmation, EURC is released to your account in seconds. Convert to EUR via Circle's on/off ramp. No waiting on bank wires.

ANNONNA vs. Traditional Trading

Metric Traditional ANNONNA
Settlement time 3–5 business days ⚡ ~5 minutes
Paperwork Manual, physical documents Digital, automated
Price discovery Phone calls, emails Live marketplace
Payment guarantee None before delivery Smart escrow — secured upfront
Audit trail Paper / spreadsheets Immutable on-chain record
Regulatory certainty Varies by jurisdiction CASP MiCA — EU passporting
Counterparty risk High — relies on trust Eliminated via escrow
Join Waitlist →
For Grain Buyers

Professional Grain Sourcing, Simplified

Access vetted Polish, German, and Dutch elevator stocks. Settle trades in minutes, not days.

Best Available Prices

Real-time price discovery across verified EU elevators. Compare offers from Poland, Germany, and the Netherlands in one marketplace.

~5 Min EURC Settlement

EURC smart escrow vs weeks of bank processing. Your capital works for you — not sitting in transit for 5 business days.

Capital Protected

Fully regulated marketplace under CASP Class 3 (MiCA EU 2023/1114). Your EURC is secured in audited smart contracts, never commingled.

Available Crops

Wheat Grade A
~€355/t avg
Wheat Grade B
~€340/t avg
Rapeseed
~€520/t avg
Corn (Maize)
~€225/t avg
Barley
~€245/t avg
Oats
~€195/t avg

*Indicative prices. Actual market prices displayed on platform. Weighted average: €355/t across 8 crops.

Calculate Your Trade

ANNONNA charges 0.15% buyer-side (0.15% seller-side = 0.3% total per transaction). No hidden fees.

Trade Value
€177,500
ANNONNA fee (buyer side): €266.25 (0.15%)
Total payable: €177,766.25
You save €1,508.75 vs a traditional broker (~1% margin)

Requirements

  • EU-registered legal entity (company, cooperative, or trading house)
  • Verified identity via KYC/AML (Sumsub · <15 min online process)
  • EUR bank account for EURC on/off-ramp (Circle)
  • Minimum trade size: 100 tonnes (road) / 500 tonnes (rail)

Ready to source grain smarter?

Join the trader waitlist. Platform launches Poland — January 2027.

Join Trader Waitlist →
Regulatory

Compliance & Legal

ANNONNA operates under EU financial regulation. Built for institutional-grade compliance.

CASP License — MiCA EU 2023/1114

ANNONNA operates as a Crypto-Asset Service Provider (CASP) under MiCA regulation, Class 3 Marketplace. Regulated by Finantsinspektsioon (FSA), Estonia. License application submitted May 2026.

MiFID II — Category 7 Exemption

NFT warehouse receipts are classified as digital representations of physical grain lots, not financial instruments under MiFID II Art. 4(1)(15) C7 exemption. Independent legal opinion available on request.

KYC / AML

All participants undergo full KYC (Sumsub / Onfido) and AML screening (Chainalysis KYT). EU-registered companies only. OFAC and EU sanctions list screening on every transaction above €1K.

Smart Contract Security

Core contracts (GrainReceipt721, EurcEscrow, SettlementOrchestrator) are built on OpenZeppelin v5 audited libraries. External audit report available pre-launch. No ANNONNA custody of funds — escrow held in audited smart contracts only.

Questions from your legal team?

We'll send you our legal opinion summary and CASP registration details directly.

For Elevator Partners

List Your Grain. Get Paid Instantly.

Join the network of verified EU grain storage facilities. Access qualified B2B buyers — and get paid in EURC the moment delivery is confirmed.

Access Qualified B2B Buyers

Your grain lots visible to verified buyers across Poland, Germany, and the Netherlands. No cold calls, no relationship maintenance overhead.

Instant EURC Payment

No more waiting on bank transfers. EURC released to your account automatically on delivery confirmation — seconds, not days.

Transparent & Protected

Buyer funds locked in smart escrow before delivery. Disputes handled through on-chain records. Full transparency from listing to settlement.

How to Become an ANNONNA Partner

1
Submit Application

Fill in company details, storage capacity, and grain types. Takes ~10 minutes.

2
Verification & Audit

Document review + on-site audit (Silver/Gold tiers). KYB via Sumsub.

3
Accreditation Badge

Receive ANNONNA Partner badge — Bronze, Silver, or Gold tier based on capacity.

Then: List your first lot → start trading

Partner Accreditation Tiers

🥉 Bronze 🥈 Silver 🥇 Gold
Storage Capacity1,000–5,000 t5,000–20,000 t20,000 t+
VerificationDocument checkOn-site auditFull ISO audit
Listing Limit5 lots25 lotsUnlimited
Platform Commission0.15%0.12%0.10%
Analytics DashboardBasicAdvancedFull + API

Apply as Elevator Partner

Fill in your details and we'll be in touch within 2 business days.

This form is a prototype. Click the button below to apply via email.

Apply as Elevator Partner →

About ANNONNA

Building the financial infrastructure for European grain trading.

"We're not a crypto project. We're not a farm app.
We're the settlement layer that EU grain needs."

— Vladimir Ugnatchev, Founder & CEO, GrainChain OÜ

Our Story

Founded in 2026 in Tallinn, Estonia by grain trading veteran Vladimir Ugnatchev. After 15 years watching €32.6B in grain trade processed by phone calls and fax machines, we decided to build the infrastructure layer it deserves.

ANNONNA digitizes the settlement layer — not the trading relationships. We use EURC (Circle's MiCA-compliant euro stablecoin), ERC-721 NFTs on Polygon PoS for warehouse receipts, and CASP Class 3 licensing to bring EU grain trading into the 21st century — without disrupting the industry's trust networks.

Milestones

Apr 2026 · M0
CASP Application filed — FSA Estonia
Jul 2026 · M3
CASP License expected
Aug 2026 · M4
Seed Round close (€800K)
Oct 2026 · M6
Platform beta · first elevator partners
Jan 2027 · M8
First commercial transactions 🚀
May 2027 · M12
10–15 active Polish elevator partners
2028 · Y2
Germany expansion + break-even

Team

Vladimir Ugnatchev
Vladimir Ugnatchev
Founder & CEO · GrainChain OÜ · uladzimir@annonna.eu
  • 15 years in international grain & oilseeds trading (since 2011)
  • Vegetable oils, meals, grains & pulses · €10M+ annual revenue · 50,000+ tonnes traded per year
  • Logistics across the EU, China, India and Turkey; sourcing including South America
  • e-Resident Estonia · EU business infrastructure · annonna.eu

Advisory Board

Open Role
Grain Industry Expert
Senior advisor — EU grain markets
Open Role
Legal / Regulatory EU
MiCA, CASP, FSA specialist
Open Role
Technology / Smart Contracts
Blockchain, Polygon, DeFi infrastructure
Open Role
Finance / Capital Markets
Institutional investor relations
Legal Information
GrainChain OÜ · Estonia — entity in formation (registration pending)
Intended registered seat: Tallinn, Estonia
CASP Class 3 authorization pending · Finantsinspektsioon (FSA Estonia)
MiCA EU Regulation 2023/1114 · CASP application in preparation
NFT warehouse receipts are not financial instruments (MiFID II Art.4(1)(15) C7 exemption)
Press & Media
Media inquiries
uladzimir@annonna.eu
For Investors

Investing in ANNONNA?

ANNONNA is raising a €800K Seed round to launch the EU's first MiCA-native grain marketplace (CASP Class 3 application filed). Explore the opportunity, traction and financials on our dedicated investor page.

View Investor Page →